It pays to work from home
Tax relief
As a Home Based Educator, you’re considered self-employed—but don’t worry, it’s not as tricky as it sounds. In fact, there are some great financial benefits!
What you need to know
You declare your income annually to IRD and pay your own tax.
But, you get generous tax benefits as a home-based Educator.
Tax-Free Income
Here’s the best part: For the 2025 tax year, our Educators didn’t pay tax on the first $4.45 per child, per hour they earnt. That went straight into their pocket!
Example
Based on working 40 hours with 4 Tamariki and charging $7.00 per hour
$1120
Income Earned
$408
Only pay tax on
$71.40
Tax to Pay
(Based on current tax rates)
$1048.60
Minimum take home pay
Compared to paying regular PAYE as an employee, that’s a huge saving just for doing what you love, from home.
** Based on current tax rates, an employee earning the same amount of money before tax would receive a take home pay of $940.55, that’s a big difference.
End of Year support
- We send you a summary of your income and hours at the end of each financial year.
- We provide a tax calculator that mirrors the 413 to enable you to calculate your taxable income faster and easier
Extra Deductions
you are also be able to claim portions of:
- Admin costs
- Accomodation (part of your home expenses)
- and more...
